If you celebrate Christmas and are obsessed with it like I am, you’ve come to the right place. It’s the most wonderful time of the year (for people who enjoy buying gifts and have the means to purchase them). It’s also one of the most expensive times of the year. In order to shower our […]
Category: Tools to Use
7 Great Things To Do On A No-Spend Day!
Looking to have fun this weekend, but not in a way that will break the bank? You and me both! However, that’s definitely easier said than done. Your friends will try to make plans to go out for dinner and drinks, and God knows that’s expensive. Maybe your mom will want to go to the […]
Effective Goal Setting: Using SMART Goals
Goal setting is key to our success. We all know that setting goals is important. In the United States, it’s emphasized in our education from the day that we start kindergarten. Goal setting is crucial in many areas of our lives, but it is especially important in personal finance. It is the only real way […]
The 50/30/20 Rule!
For first time budgeters, knowing where to start can feel intimidating. Believe me, I’ve been there! There are so many different categories of purchases that we make. It can be so hard to classify the things that we pay for, or know how much we should be spending in certain areas. Luckily, I was introduced […]